Did you know that Amber Heard has litigation insurance? She does, according to two sources close to her. The actress’s homeowners policy is covering most of the cost of the $50 million trial against her ex, Johnny Depp. Defamation is actually a common area of protection for homeowners, though one prominent litigator told me it’s usually carved out for famous people, given their higher likelihood of media disputes. Heard had already spent millions of her own money fighting Depp, I’m told, before discovering in advance of the trial that she could invoke the coverage. (Her rep declined to comment.) She did, so kudos to Heard’s business manager, or her broker, or whoever inserted it into her policy, given her notoriety.